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How To Qualify for Refinancing a House

If you want to save money on your mortgage, now might be a great time to refinance. When you refinance your home loan, you replace the existing mortgage with a different one. You can refinance your...

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Exploring Multigenerational Homes: They Are Becoming More Common

Purchasing a house is expensive. Not everyone has the money to put down 20 percent. One of the ways to make it easier to afford a house is to live in a home with multiple generations. Some people...

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What’s Ahead For Mortgage Rates This Week – April 11, 2022

Last week’s economic news included remarks given by Federal Reserve Board Governor Lael Brainard and the release of the minutes of the most recent meeting of the Fed’s Federal Open Market Committee....

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Understanding Your Debt To Income Ratio: What It Means

If you are looking for a home, you might need to finance it using a lender, such as a bank or a credit union. There are a number of factors that will influence whether your mortgage application is...

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Taxes And A Cash-Out Refinance: What To Know

If you decide to go through the refinancing process, there are several options available. One of the most popular options is a cash-out refinance. Essentially, you capitalize on the difference between...

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Common Fees During Refinancing

As interest rates fluctuate, you might think about refinancing your mortgage. This is the cost of taking out a new home loan to replace the one you currently have. If you get a significantly lower...

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How to Calculate Your True Cost of Living and Determine How Much Mortgage You...

A monthly mortgage can seem like enough of a financial responsibility on its own, but there are many factors involved in home ownership that affect its fiscal feasibility. If you’re in the market for...

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What’s Ahead For Mortgage Rates This Week – April 18, 2022

Last week’s economic reporting included readings on monthly and year-over-year inflation and the preliminary reading on consumer sentiment from the University of Michigan. Weekly readings on mortgage...

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Til’ Debt Do Us Part: How to Get a Mortgage If One Spouse Has A Poor Credit...

A poor credit history is a reality for many people, but it can be particularly daunting when it comes to investing in a house. Fortunately, if you or yours have experienced bad credit doesn’t mean...

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A Checklist Of Documents You Need To Refinance Your Mortgage

If you want to save money on your mortgage, you might think about refinancing. Before you can complete the refinancing process, there are several documents you need to have. Make sure you have all of...

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